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Things To Consider When You Choose Your College

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Choosing a college is a really important moment in life. You need to think about many things and it is a certainty that you will feel at least a little bit overwhelmed by the various choices that are available. As you select school, you read articles like American Musical and Dramatic Academy reviews. This can help you out a lot but there are many other things that can be taken into account.

While so many facts can be taken into account, the following are some that will almost always help offer some sort of clarity.

Admission Rates

Based on SAT scores and your performance during high school, it is possible to apply to some colleges that have lower or higher admission rates. When acing everything during academic life, there is a really good possibility that you will be accepted at most colleges. In the event that academic history is not that perfect, you need to go for the colleges that have higher admission rates since this acts as a safety net.

Graduation Rate

It is always much more important to graduate than to get admitted. Do not choose those colleges where few people graduate since you might be wasting your time. If the college is not successful at keeping students in the classroom, will they help you?

Freshmen Retention Rate

This is a rate that few people consider but it is something that you can easily take into account. It practically means how many freshmen get back after sophomore year. When this retention rate is high, student satisfaction is high during the first year of college.

School Size

While it is always a good idea to first consider the student to faculty ratio of the considered college, one thing that few take into account is actual school size. You want to be comfortable as you go to school. The larger school can easily be overwhelming while the small school can be underwhelming. Is it important for you to have privacy or are you more interested in knowing everyone?

Jobs When School Is Over

In the event that it is really important for you to find a good job after you are done with school, think about how many students that graduate get a job in the first year after their graduation. There are many colleges that have wonderful job placement programs but this is not always the case.

School Curriculum

It is a surprise to see how many aspiring college students do not actually think about curriculum when they make their final choice. There are always different programs with different schools and different curriculums. In some cases curriculum is open while in others it is really restrictive. Think about flexibility, what you want to learn and what you do not want to learn. School curriculum helps make your final choice one that you will love.

Do be sure that you take as much time as possible to learn all you can about the colleges you consider. Everything mentioned above helps you make a good choice. If you have any questions or comments about this article, please feel free to contact us at the Street Talk Live blog, or make a comment on this article!

 

Dr. Ian Weisberg Tells You How To Find A Good Cardiologist For Your Situation

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Simply put, the cardiologist is a medical specialist that knows everything about your heart and does work on it. The knowledge that exists is highly comprehensive since the doctor is practically specialized in the human heart. Whenever experiencing heart problems, this is the specialist that you want to go to. In the event a medical emergency happens, you will surely be treated by one. Obviously, it is your choice if you just work with the first cardiologist that is referred or you choose another one, based on personal research.

Dr. Ian Weisberg knows a lot about cardiologists and fully understands the need to get the best possible treatment at all times. This is why he always recommends that you research as much as you can about the options that are available for you. The most important factors to consider as you choose your cardiologist are the following.

Education

With heart problems things are not as with other specialists you will work with during your life. It is not as if you find a businessman that can easily learn everything alone. The education of the considered cardiologist is vital to assess skill. You need to only consider the doctors that are certified and that studied at well-known schools.

Experience

In medicine, the more you are active, the more you know. This is because of the fact that you keep learning as you practice medicine. Before you consider any cardiologist, no matter the procedure or purpose, check past jobs and where the considered specialist worked. It is always a really good idea that you call some of the places that are listed on the experiences list of any heart doctor. You can find such information online. Contacting the employers will help you to be sure that what is listed is accurate. You can also learn some extra things that are not available online through a phone call, like how patients were treated and if the cardiologist was respected by peers.

Reputation

The cardiologist’s reputation should also be taken into account. You need to find someone that you can completely trust. If there are many people that recommend him/her, there is a pretty good possibility that you found someone that can be trusted. Reputation can be assessed through the internet and should never be dismissed if you want to find a really good cardiologist.

Making The Final Choice

After you analyze the factors that were highlighted above, there is a pretty good possibility that you have the information you need in order to make a decision you are fully comfortable with. Obviously, there will also be some personal preferences that you will need to think about as they are important for you. Price stands out as the most common of these preferences.

Whenever faced with heart problems, it is normal to be afraid. This is why you want to be sure that you work with a cardiologist that you can actually trust. Your final decision can only be made after you learn about as many medical specialists as possible.

 

Louis Hernandez Jr – Who Will Take The Place of Messi and Ronaldo?

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My buddy Louis Hernandez Jr and myself watch a huge amount of football, probably too much if truth be told and such is the way with this beautiful game of ours, we disagree on just about everything. Something which we have slightly agreed on recently was our debate about who will take the mantle from Lionel Messi and Cristiano Ronaldo as their careers come to a close. The first thing that we should mention is that nobody will replace these two, and we should all enjoy the final years of being blessed by such special talents at the same time. Their records will stand for a very long time indeed, but there has to be a king in this game, so who will it be when these two call it a day?

Kylian Mbappe

The obvious choice would be Paris St. Germain’s Kylian Mbappe, a young man who has already left his mark on the game after his scintillating performance in France’s World Cup win in the summer. Mbappe has it all, sheer pace, brute strength and a signature style which sees him terrorize defenders from the right wing position. Strangely, and despite his goal scoring record, Mbappe could probably do with improving his finishing which will of course come in time. If there is anyone who will get close to the legends of Messi and Ronaldo, it will likely be the Frenchman.

Neymar

Neymar is now 27 years of age and for a long time many assumed that he was next in line for the throne. The problem is however, that despite his excellent work with the Brazil national side, his career hasn’t quite gone as expected. For Barcelona he won La Liga twice and the Champions League once, the Champions League success was in a team with Messi, Iniesta and Xavi, which makes his own contribution less impactful and whilst they did well to win La Liga twice, he never really stood out as the star, given that he was in Messi’s shadow. When the time came to step out of Messi’s shadow he took the easy option, the riches of Paris St Germain. At PSG he has won a treble but in the eyes of the world, that isn’t difficult to complete in the French league, especially not with the players that PSG have managed to buy. Neymar needs to prove himself again to be considered in the same breath as Messi and Ronaldo, but nobody will be likely to pay the contract which he has at PSG, it all could have been so different.

Harry Kane

As a Spurs fan it is very difficult to say this but if Harry Kane moves to a Real Madrid, Barcelona or even perhaps Man City, he could very well take the mantle of Messi and Ronaldo. Kane will never play like those guys of course but in terms of goal scoring figures, he could most definitely challenge. Nobody wants to see Kane go but he has so much talent that he deserves the success that a move would bring. If Kane were to get into a team like Real and Barca have had in recent years, there is nothing to stop him reaching those dizzying heights, and he certainly has the ambition to do so.

Who do you think the next big thing is? If you want to hear more on this topic from Street Talk Live, feel free to contact us.

 

American Musical and Dramatic Academy Reviews – Reasons For Supporting Your Child’s College Choice

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When I was younger it was my dream to study journalism after high school but my father told me that this wasn’t the plan and that instead I would be reading economics and math, and then following in his footsteps to go into the bank. This was a choice which I wasn’t happy with but then these were the days when you had to do as you were told, or at least I did. All of this came back to me last year when I saw my son, who was planning to study law, reading through the American Musical and Dramatic Academy reviews. I asked him if he was thinking about studying the arts, and he told me that he had already decided that he had. I didn’t like the idea but given my own experience I supported him with it, and here is why you should too if your child makes a college choice which you don’t like.

Hatred

I hated my father for making me study something that I didn’t want and whilst we did eventually get over it, our relationship was never the same again. This isn’t the same as your parents telling you what to do and what not to do, this is them committing your next 3 or 4 years to something which you simply don’t want to do, and that will breed resentment if you force your child into a different choice.

Dreams

My father had dreams that I would walk in his footsteps and become a bank manager like him. As it turned out after college I began an internship as a journalist and that was where I forged my career, writing about finance admittedly! The point is that your dreams aren’t those of your child and you cannot force your dreams and ambitions upon them, it just isn’t fair. You should support your child wherever possible in there pursuit of achieving their dreams and you should be happy that they have the confidence to go after them.

Trust Yourself

This will likely be the first adult decision which your child has ever made and up to this point, you have been raising them to be a conscientious and responsible adult, it is time to put that to the test. This means allowing them the freedom to make errors, the freedom to allow them to make a decision based on what they believe and the freedom to take control of a decision.

Mistakes

Mistakes make us what we are, they are how we learn and they are a key part of our development. You may believe that your child is making a mistake, and they may well be, but it is up to you to let them make that mistake and then use that as a learning curve, you cannot protect them forever and this is the type of decision which you have to let them make on their own.

For more articles like this from the Street Talk Live Blog, check this out.

The Rise and Fall of MoviePass Business Model

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MoviePass offered an unlimited movie watching experience to consumers, but the experiment has largely failed. Majority shareholder Helios and Matheson saw their stocks rise to around $32 in October 2017. The stock is valued at less than $0.02 right now. Let’s take a look at how one of the hottest tech stock purchases in 2017 has transformed into one of the worst investments of 2018.

Humble Beginnings

Helios and Matheson Analytics Inc. (HMNY) became the majority stakeholder in MoviePass last year. In order to expand the service, the firm began advertising MoviePass as an all-you-can-watch buffet for avid movie goers. For $9.95 a month, members could see an unlimited number of movies. HMNY offered the tantalizing treat to attract new members and investors who believed MoviePass would do for theaters what Netflix did for TV. MoviePass only had 20,000 subscribers when HMNY acquired their majority share. HMNY slashed the monthly membership price from $50 a month down to $9.95, and the subscribers flowed in. By June 2017, the service had more than three million subscribers.

Burning Cash

The company was burning through its cash holdings faster than it was generating revenue. A filing with the SEC revealed that MoviePass was running a cash deficit of $21.7 million per month from September 2017 to April 2018. Michael Pachter, an analyst for Wedbush Securities famously said the company was “giving away dollars for quarters. “Because most movie tickets are priced below the $9.95 per month membership fee, MoviePass found it impossible to turn a profit with the new business model. The company repeatedly said that it wasn’t going to rely on subscriber revenue as its main source of income. Instead, HMNY is hoping to use the MoviePass aggregate data in the same way that Spotify collects user data about how its users interact with music. This user data can help sell directly targeted advertisements to help drive more box office revenue.

New Revenue Models

The concept was novel enough that many investors were intrigued by the idea. MoviePass owners HMNY became one of the most talked about stocks on the StockTwits platform. A quick StockTwits review found that many investors had questions about how long the company could stay viable while shedding money hand over fist. Many analysts believed that MoviePass launched with a price that was too good to be true and the subsequent price hikes on services caused customers to flee the service. The hype around MoviePass also caused competitors to take notice. AMC Theaters announced their movie subscription service through its Stubs program to let moviegoers see up to three movies a week for only $19.95 a month. The service is twice as expensive as the MoviePass offering with more restrictions but has steadily gained subscribers.

Since AMC operates theaters all over the United States, they don’t need to pay the entire price for each ticket. Instead, the company only needs to fork out about 54% of the ticket price. That means AMC only pays around $11 for the moviegoer seeing two movies a month, while MoviePass would lose $10 for the same two movies per month. AMC’s A-List option is slowly choking the life out of MoviePass, which has reorganized its subscription model at least three times since 2017.

Some Out Of The Box Anniversary Gift Ideas For Your Wife

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Just put yourself in this following scenario.

It’s your 10th wedding anniversary and all you want to surprise your dear wife with an ever-memorable wedding anniversary gift that’s unique, sentimental, and definitely inspiring.

In your past wedding anniversaries, you’ve given her special gifts like flowers, taken her to a lavish dinner time and purchased a stunning diamond necklace.

But this year, you really want to do something special- you want to remind her of how your decade-long union first started with a custom-printed portrait of your wedding day.

Paint Your Life:

You still have a perfect photo to replicate the one of your first dance with her where you’re holding her low and she looks deeply into your eyes. That magical moment!

As your dear wife would see the portrait on the morning of your anniversary day, she would definitely gasp and subsequent tears would evoke the same emotion in you.

Now, just imagine another situation –

If your brother or best friend has recently got engaged finally after years of struggles, you must want to gift them something that has a great emotional value.

How about gifting a nice oil painting portrait to this first-anniversary couple? There are many websites that offer oil painting portrait online and you can easily get any portrait work done by sending them a picture to them.

Personalized Gift Item:

When it comes to buying a very heart touching anniversary gift for wife, always opt for a personalized anniversary gift for the wife. The personalized gifts show how much you love and care about her. This type of gift is always special. If you want to buy a jewelry gift for her, you can simply go for personalized jewelry gifts like a necklace imprinted with her name, a personalized cushion, coffee mug etc.

Re-experience The First Wedding Night:

You still remember the first wedding night. It was really special and you can actually recreate those moments again in your life as an anniversary gift for your wife. Decorate your bedroom in the same way you decorated the room at that special first wedding night and have a very cozy and romantic time with your dear wife.

Throw An Anniversary Party Dedicated To Her:

She loves you like anything and you literally mean the world to her. This anniversary, she deserves something really awesome and what could be a better anniversary gift plan for your wife than a nice anniversary party dedicated to her. Invite all of the family members, relatives, and close friends to the party and cut the anniversary cake with her.

Anniversary Gateway :

Whisk your wife off somewhere really special this year. The best thing about this anniversary gift is that it would give your wife the opportunity to relax and have a great time. As an added bonus, you will also get to the bit of a time off from the regular life chores.

Recreating the décor of your Wedding with the exact same Flowers:

Anyone who is married knows the importance of wedding flowers. They are not only symbolic but also get a fair share of attention during the wedding rituals. If you want to make your anniversary a special affair, you can get your wedding flowers and recreate your wedding in a small manner among friends and family members. If you work with the best florists, you can always order flowers online Dubai at your doorstep. The process is easy, simple, and is carried out by the best professionals in the flower industry. 

Now, you might have gotten some of the excellent ideas about buying the perfect anniversary gifts for your dear wife and make the moment filled with the pure feeling of love.

Street Talk Advisors: Investment Tips

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In order to discover a few investment tips that will help navigate the world of investing, simply continue reading!

Street Talk Advisors: Investment Tips

  1. Make sure to check on your investments at least twice a week

Many investors fail to check on their investments regularly which is a mistake as if individuals who don’t keep an eye on their investment portfolio may find that some of their investments may decrease in value significantly.

Whereas if individuals check up on each of their investments at least twice a week, they’ll see any changes to their investments’ values sooner and will be able to conduct invaluable research to see whether or not they should hold on to their shares or sell their shares before they plummet further.

2. If your shares’ value decreases ask yourself a simple question

If you’re never quite certain whether to hold on to your shares when their prices dip or whether to sell off your shares quickly, there’s a simple question which you can ask yourself in order to make a wise, informed decision.

Simply ask yourself, would you purchase shares in the company in question at their current price? If so hold to your shares, whereas if you think that a company’s stats and performance show that they are unlikely to recover in the future, you may want to consider selling your shares in the company in question.

Just remember, that it’s not a wise move to hurriedly sell shares in a company which you believe will be worth a far higher amount in the future.

3. Before you invest in a new company check its past performance

Before you invest money into a new company, check how its share price has performed over the years, to see if the company in question offers solid, sustainable growth. Especially if you plan on purchasing shares which you’ll hold on to for years to come.

4. Make sure that the online share trading accounts which you use offer low management fees

It’s well worth comparing the management fees of all of the various online share trading accounts which you currently use to ensure that you’re putting your money into funds and trading platforms which offer low management fees and which offer you as an investor phenomenal value.

5. Don’t make emotional investments if you want to make a large profit in the future

One mistake which many investors make is to make investments based on emotions. Instead, make sure that every investment which you make is based off facts such as dividend yields and growth. If you learn to make investments which are free of emotional, you’ll be far more likely to successfully invest in businesses which will earn you a lot of the money in the future.

6. Don’t be put off investing if you notice that the share price of some of your shares increases and decreases

Share prices change due to a variety of different factors such as political influences and changes to the way that your business’ industry is run. So don’t be put off if you notice share prices ebbing and flowing.

If you take the advice listed above to heart, you should find that investing isn’t as difficult as you first imagined it would be.

Talk on Finance

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If you’re always interested in learning more valuable information about managing your finances and investments, continue reading.

Talk on finance:

  1. Make sure to keep up to date with the latest finance news

As the world of finance moves extremely quickly and interest rates and stock prices can vary greatly within just 24 hours, it’s a great idea to read the latest finance news when you wake up in the morning. Which will give you enough time to make any quick changes to your financial accounts or investments before the financial markets are further affected.

It’s also well worth checking the latest financial news during your lunch break and before you go to sleep. To take advantage of any opportunities which you may become aware of. As an example, you may find at lunchtime that it’s the perfect time to purchase shares at a great price before they skyrocket again.

2. If you are interested in hiring a stock broker, don’t place all of your savings into the funds which they select for you

If you don’t have the necessary time to select all of the stocks and investments which you purchase yourself, you may be interested in hiring a stockbroker. However, while it can be tempting to place all of your long-term savings in funds which are selected for you by your chosen stock broker, stock brokers are human and often make mistakes.

So it’s well worth keeping a large proportion of your savings in a high-interest bank account and in stocks and investment opportunities which you select yourself. As every few years news articles make major headlines when well-respected brokerage firms lose their clients capital.

3. When it comes to investing plan to create highly diversified portfolio

One way to significantly decrease your portfolio’s risk level is to aim to put together a diversified portfolio which features shares in a wide variety of companies and industries. You may also be interested in accumulating ETF shares, which are shares in funds which are made up of dozens of different companies. Most ETF funds have a theme.

As an example, some ETF funds are only comprised of businesses which operate in Asia, while other ETF funds are comprised of US companies.

4. Start saving for your retirement today

One of the worst mistakes which you can make is to wait till your 10 years out from retirement to start saving for your retirement. Instead start putting aside money and investing money for your retirement, to ensure that you’ll be able to enjoy a luxurious retirement and will be able to travel the world in your twilight years. As if you rely on government pensions, you may well struggle to make ends meet when you finally retire.

5. Talk about investments and saving with your friends and family members

In order to learn new tricks, it’s well worth openly talking about investment opportunities, strategies and saving tips with your trusted friends and family members.

Hopefully, after reading the five excellent saving and investing related financial tips listed above, you now feel more confident about managing your finances!

Talk on Home and Garden

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If you’re on the search for a few handy home and garden tips, you’ve come to the right place. Simply continue reading to discover a few invaluable home and garden tips which you’ll want to put into practice right away.

Talk on home and garden:

  1. Opt for a front loading washing machine over a top loading washing machine

If you want your clothes to last longer, it’s worth opting for a front loading washing machine over a top loading washing machine. As front loading washing machines are designed to be gentler than top loading washing machines.

2. Wash your underwear in a delicates bag

Instead of placing your underwear straight into your washing machine, protect your underwear by placing your underwear in a delicates bag. Which you can then chuck into your washing machine.

3. If you have hardwood floors ensure to wax them a few times a year

In order to protect your hardwood floors, it’s well worth ensuring to use a hardwood specific wax to treat your hardwood floors a couple of times per year.

4. Find out what types of vegetables you can replant

As an example, you can try to regrow carrots by slicing off the tops off your carrots and replanting them, in order to grow more carrots. Without having to spend money on purchasing new seedlings.

5. In summer water your plants earning in the morning or in the evenings

In summer make sure to water your plants in the mornings in the evenings as if you water your plants during the heat of the day as you’ll risk burning your plants. So it’s well worth carefully planning your day so that you’re able to water your plants in the morning or evening.

6. Use different color microfiber cloths in different rooms in your house

It’s well worth getting into the habit of using different color cloths in different rooms of your house. As an example, you may want to start using red microfiber cloths in your kitchen, yellow microfiber cloths in your bathroom and pink microfiber clothes in your living room.

As it’s unsanitary to use the same cloths in different parts of your home. As an example, it’s not a good idea to use a cloth to clean your bathroom surfaces and then to use the same cloth to wipe down your dining room table. As bathroom cleaning products which contain strong substances such as bleach won’t be safe to use in your dining room.

7. Grow indoor herbs to add flavor to your everyday meals

While you may enjoy maintaining an outdoor vegetable garden it’s also a fun idea to grow a mini herb garden in your kitchen. As you’ll be able to add freshly cut herbs to your everyday meals. As an example, you’ll be able to chop fresh basil to place in your salads and sandwiches and on top of your pasta dishes.

So what are you waiting for? It’s well worth putting some of the tips which you discovered above into practice today. If you find a few tips which you love, make sure to share them with your friends and family members.

Travel Talk: 6 Travel Tips

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If you love discovering new travel tips, continue reading to discover 6 travel tips which are well worth utilizing.

Travel Talk: 6 Travel Tips

  1. Keep a small, travel-sized pack of tissues in your daypack or handbag

As you never know when a bathroom in a foreign country may run out of toilet paper, it’s well worth keeping a small, travel-sized pack of tissues on you, when you travel.

2. Only bother packing one pair of clean underwear for each day

While some travelers may recommend packing as many pairs of underwear as possible, the reality is that you can always wash your underwear in the sink and hang it to dry in your hotel’s shower, if need be. So don’t waste luggage space by packing too many pairs of underwear.

3. If you’re female it’s well worth packing 1-2 sports bras

Even if you don’t plan on spending your vacation days in your hotel or resort’s gym, it’s well worth packing 1-2 sports bras as they’ll come in handy if you plan on taking part in adventurous, active activities. Examples of which may include mountain biking, horse riding, and quad biking.

You can even use a stylish sports bra as a makeshift bikini top if you feel like taking a spontaneous dip in a pool, beach or river which you come across.

4. Pack a small, microfiber towel in your luggage

The reason why it’s a wise idea to pack a microfiber towel in your luggage is that if you go swimming at a beach, before continuing traveling, you won’t have to wait a long time for your towel to dry. Better yet, you won’t have to contend with putting a smelly, damp towel into your luggage. Which is never a good idea!

5. Pack photocopies of all of your travel documents in different pieces of your luggage

As an example, you should never leave the country without taking a few copies of your passport, which you can then store in your checked in luggage and carry on luggage. When you check into your hotel, it’s also a great idea to lock a photocopy of each of your important travel documents in your hotel safe. Just to be on the safe side!

6. Don’t travel without travel insurance

Deciding to travel without purchasing travel insurance could be one of the most expensive mistakes that you’ll ever make. Especially if you find yourself in a medical emergency and have to find a way to pay tens of thousands of dollars for the medical treatment which you need in a foreign hospital.

7. Only pack clothing items which you can easily mix and match to create various stylish outfits

You’ll find it far easier to come up with new outfits to wear on your upcoming vacation if you only pack clothing items which you can easily mix and match in order to create at least 6 different outfits. Also, pack a few cheap accessories such as belts and scarves which can make an outfit you’ve already worn look brand new.

So if you’re an intrepid traveler, you’ll definitely find all of the travel talk, travel tips listed above helpful.